mortgage broker for familes

About Alicia White

“Home is the backdrop for many of life’s most important memories. I get so excited for clients to have a place to build their future! Every client’s situation is unique and deserves a professional strategy. I guide people through each step, dodging setbacks so they can get into their homes sooner.”

And if you’re just at the very beginning stages of this journey, I’m so glad you’re here. Preparation is everything when it comes to home financing. You’ve already taken a powerful step.

My personal and professional experiences have taught me the importance of creating realistic expectations about what homeownership really looks like, and what it takes to create long-term security. Discipline and compromise are part of the plan. (Ask me about the blue carpet I lived with for seven years.)

I understand the feeling of uncertainty about the future.

I know that your life is more than numbers and percentages.

And, I believe everyone deserves financial security and a place of their own.

mortgage broker and soccer coach
Alicia White Kelowna mortgage broker

No matter your age or stage

  • young families

  • hardworking young adults

  • investing up or sizing down

  • preparing financially for retirement

Despite your personal situation

  • single parents

  • women building their financial independence

  • new investors

Regardless of how complicated life or finances have been

  • women & families planning to purchase after a marriage breakdown (a particular passion of mine)

  • rebuilding financial health

  • experiencing debt overload

  • bruised credit history

No matter your level of understanding

  • new investors

  • overwhelmed by media, friends and family advice

  • It’s been a while, and you need a refresher

  • financial and legal transactions stress you out

Even if you’re looking at a unique or difficult-to-finance property

  • Leased land

So, start with a call.

You don't have to feel overwhelmed about getting into your first (or next) home. With expert coaching and a solid strategy, you’re prepared to buy when the right property comes along.

-Alicia

Alicia White Okanagan mortgage broker

A Mortgage Mom who Understands the Families I Serve

Stress Relievers:

  • I get how real life works, so I make myself available after bedtime, between drop-offs… times that work for parents

  • I know what it’s like to start over, especially for women, and am ALL-IN for Female Financial Literacy

  • buying your home is a team endeavour. Let me help you connect with my professional partners to give you every advantage in finding your home.

  • my official business name says it all: Mama Bear Mortgages. (Because I give 150% to protect my clients and their futures.)

 

Experience that Sees Around Corners to Avoid Complications

From Bank Teller to Mortgage Broker:

  • extensive banking background, well-versed in investment strategies

  • as a bank teller, I found myself in trouble for spending too much time working on people’s mortgages, so I doubled down

  • licensed in 2019

  • wide network of professionals to serve you seamlessly

  • Bachelor of Business Administration, UBCO

  • advocate for PURCHASE PLUS PROGRAM (learn more here)

A Real Human with a Heart for Families

Behind the Scenes:

  • coach at Heart, Educator by Skillset, Counsellor by Accident

  • wife of John White, Veteran Financial Planner

  • mom of 2 strong, beautiful little ladies who are already learning how to create financial independence

Why work with me as a Broker instead of the banks?

  • Working with me means we gather everything (and I do mean everything) you need ONCE and then strategically connect you with the best lender for your situation.

  • I’m self-employed - which means I work for YOU, not for one lender.

  • I’m at your side and will stay there until we get you in your home. No more being passed from one service rep to another.

  • The financing process is an intense, vulnerable gauntlet. I see each client as a human longing to protect their future and their family. In my eyes (and hands), you are never just a file, a number, or a commission.

Alicia White West Kelowna Mortgage Broker